Overview

About Luby Software

Your core system can't go down. Your next release can't wait six months.

Luby is an engineering company for fintechs and financial institutions, building core banking, payments and AI-powered financial products since 2002, from an office in Miami and a delivery center in Brazil.

Rather than generic AI consulting or traditional dev shop body shopping, we take ownership of engineering outcomes across three pillars:

1. AI-Native Product Engineering. End-to-end development where AI agents, automated testing and reusable capabilities carry the repetitive work, and our architects carry the decisions. Fewer handoffs, faster releases, no loss of control.

2. AI Legacy Modernization. Refactoring and migrating complex enterprise codebases without taking the system offline. This is the problem we are called in for most.

3. Agentic Workflows & Integration. Domain-specific AI agents embedded directly into enterprise software, with the fraud controls and audit trails regulators expect around them.

Industries we work in. Financial services, manufacturing, healthcare, logistics, automotive, education and retail. From core banking and payments to manufacturing execution systems and healthcare platforms serving 200,000 members.

How we work. Full product teams, not staffing. Our engineers are in-house and senior, with no subcontractors in the chain. ISO 27001 and ISO 27701 certified, AWS and Google Cloud partners.

What that has produced: a remittance platform at 13 million users, a BaaS core running at 99.99% uptime across 50+ clients, an AI bill-payment app past 550,000 payments processed, and a US community bank that raised digital adoption 45%.

What clients say

Review Analytics of Luby Software

Every review is verified through Goodfirms before it's published.

5.05 Verified Reviews
Quality5.0
Schedule & Timing5.0
Communication5.0
Overall5.0
Review Summary
Drawn from 5 verified reviews
What impressed me most was the quality and polish of the product. The team has gone beyond my requirements while remaining committed, professional, and communicative throughout the development process.What I appreciate most is their ability to consistently deliver on their commitments. They meet the goals they set, maintain a high standard of quality, and reliably meet project deadlines.What I appreciate most is the team's ability to adapt to our project's needs while maintaining an organized development process. Their Agile approach and consistent communication have contributed significantly to the collaboration.
Detailed Reviews of Luby Software
Services
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Thiago Pires, Head of Product at TibaVerified Review
Posted on Sep 24, 2026

“Luby Software delivered the platform we needed while providing reliable support, knowledgeable guidance, and solutions-oriented service.”

Overall rating5.0
Quality5.0
Communication5.0
Schedule & Timing5.0
Mobile App DevelopmentSoftware Development

We partnered with Luby Software to develop an iOS, Android, and web platform for our loan solutions business based on our requirements and designs. The team successfully delivered what we wanted and continues to handle maintenance, support, and regular updates. The platform has helped us improve our services and increase user engagement. Although there were some small delays during the project, Luby Software stayed within the agreed budget and delivered the required functionality. Throughout the engagement, the team has been trustworthy, knowledgeable, and solutions-oriented. They have remained focused on addressing our needs and providing the ongoing support required to keep the platform running effectively.

Witoldo Hendrich Júnior, CLO at Online IPSVerified Review
Posted on Sep 24, 2026

“Luby Software has delivered high-quality work through an organized, adaptable approach and strong collaboration throughout the project.”

Overall rating5.0
Quality5.0
Communication5.0
Schedule & Timing5.0
Software Development

We partnered with Luby Software for custom software development to build our online payment platform according to our specific business needs. Their organized approach has helped ensure consistent progress and high-quality results throughout the engagement. The team uses an Agile methodology that keeps the development process structured while allowing enough flexibility to adapt as our requirements evolve. Communication through Skype and WhatsApp has also made it easy to stay connected and address project needs efficiently. Our experience with the entire team involved in the project has been remarkable. Their ability to understand and adapt to our requirements has been particularly valuable throughout the engagement.

Marco Antonio, CEO & Founder at iGigVerified Review
Posted on Sep 24, 2026

“Luby Technology has delivered a polished, well-thought-out product while maintaining strong communication, professionalism, and commitment throughout the engagement.”

Overall rating5.0
Quality5.0
Communication5.0
Schedule & Timing5.0
Mobile App DevelopmentApp Designing (UI/UX)

We hired Luby Technology to develop our P2P marketplace application, with the team also handling the UI/UX design. The product is being developed for both iOS and Android, and the quality of the work has been excellent. The deliverable is far from an amateur product—it is polished, well thought through, and has gone beyond my initial requirements. We are delighted with the quality of the work, and artists are already eager to use the application once it is available. Throughout the engagement, Luby Technology has maintained a communicative approach that has helped ensure effective project management. Their commitment and professionalism have also stood out, making the development process a positive experience.

Matthew March, EVP & CIO at Sunwest BankVerified Review
Posted on Sep 24, 2026

“Luby Software understands our business, takes ownership of its work, and consistently delivers within the agreed timelines and budget.”

Overall rating5.0
Quality5.0
Communication5.0
Schedule & Timing5.0
Mobile App DevelopmentWeb DevelopmentSoftware Development

We partnered with Luby Software to develop our commercial bank's mobile application and support our web development needs. Their team uses .NET as a primary development platform and has built solutions compatible with both iOS and Android hardware. Luby Software successfully delivered the final product while adhering to the agreed timelines and budget. Their team is highly responsive when issues arise and takes ownership of the projects assigned to them, which has made the overall collaboration smooth and dependable. What has impressed us most is their understanding of our business and their involvement throughout the engagement. They have been responsive, accountable, and committed to delivering what we need. We are really pleased with their involvement and the quality of their work.

Ran Grushkowsky, COO & CTO at USENDVerified Review
Posted on Sep 24, 2026

“Luby Software has consistently delivered quality mobile app development while meeting goals and maintaining reliable project execution.”

Overall rating5.0
Quality5.0
Communication5.0
Schedule & Timing5.0
Mobile App Development

Luby Software has been providing ongoing mobile app development services for our online bank since 2018. Their team handles the development and design efforts assigned to them and consistently executes the work according to our requirements. They have been doing phenomenal work, and we are very happy with their performance. The team has met every goal they have committed to and delivered on the proposed work as expected. The quality of their work and their ability to meet deadlines have made them a reliable development partner for us.

Focus

Service Focus of Luby Software

How the team's effort is distributed across services.

30%20%20%20%10%

Industries Focus

20%15%5%5%5%5%5%5%5%30%

Client Focus

Small Business15%
Medium Business75%
Large Business10%

The Positioning

AI Tools & Purpose

The stack the team uses to move faster.

Claude
Architecture reviews and legacy code analysis
n8n
Automating internal workflows and handoffs
Cursor
Daily coding, refactoring, test generatio
GitHub Copilot
Inline code completion in daily development
Selected Work

Client Portfolio of Luby Software

Where their work concentrates - by industry, budget, and timeline.

Project Industry

Fintech23%
Gambling3%
Banking8%
eCommerce5%
Industrial3%
Retail5%
Entertainment8%
Nonprofit8%
Cryptocurrency3%
Automotive8%
Manufacturing3%
Legal & Compliance8%
Agriculture3%
Healthcare5%
Transportation & Logistics5%
Education3%
Insurance3%
Enterprise3%
Major industry focus
Fintech

Project Cost

$100001 to $50000018%
$50001 to $10000073%
$10001 to $5000010%
Common project cost
$50001 to $100000

Project Timeline

Not Disclosed100%
Typical timeline
Not Disclosed

Clients: 8

Safra PaySunwest BankDCIUsendNeocovaOnline IPSTibaCapital Consig

Portfolios: 40

Trust & Safety

Verified business

Goodfirms confirmed Luby Software's legal identity, ownership and registration before verifying the profile.

Business verified by Goodfirms
Verified on Sep 22, 2026 · Goodfirms Trust & Safety

Registered entity

Legal nameLuby Software LLC
Entity typeLLC
Incorporated2022 · 4 yrs
LocationMiami, Unites States, USA
CountryUnited States

What Goodfirms verified

Luby Software LLC
Company registration confirmed against public records
Registered business address
Address verified with supporting documents
Beneficial ownership
Ownership disclosed and reviewed
Authorized representative
Representative's identity confirmed
Supporting documents
Incorporation and ID documents checked

Ownership and identity documents were reviewed privately by Goodfirms and are not published. Personal details of owners and representatives are kept confidential.

Where we are

Locations (4)

Offices where Luby Software operates.

Headquarter
Brazil

Brazil

151 Amália de Noronha Street, 3rd Floor, Room 303
Sao Paulo, Sao Paulo 05410-010
+1 3056001993
United States

United States

1200 Brickell Avenue, Suite 510
Miami, Florida 33131
+1 305 600 1993
United States

United States

1110 Brickell Avenue
Miami, Florida
+1 3056001993
Brazil

Brazil

Amalia de Noronha, 151 - Sala 303, Pinheiros
Sao Paulo, Sao Paulo 05410010
+55 11 3055 3404